1. Do not respond to any e-mail that asks for personal information from you, such as account number, credit card number, user names, passwords, etc. If you suspect that the e-mail, indeed, be legitimate, contact your bank or institution to verify this.
2. When in doubt, visit the Anti-Phishing Working Group for an update of the latest scams, and tips to avoid becoming a victim. The website’s URL is www.antiphishing.org
3. Websites like www.Paypal.com, www.citibank.com, and www.ebay.com, offer security tips and tell you what information they’d never ask for in an e-mail.
4. Get anti-virus software and keep it up-to-date.
5. If you suspect you have received a fraudulent e-mail, do not click on any links within it, and forward it to the FTC at uce@FTC.gov
Finally, if you suspect you’ve been a victim of this fraud, get a copy of your credit report immediately to check for unusual activity. If you discover that you’ve been a victim of identity theft, close your account at once and…
* Call the Credit Bureau.
* File a police report.
* Call the FTC ID theft hotline at 877IDTHEFT.
* Alert other financial institutions where you have accounts.
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